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    Usha Financial Services Ltd

    Delhi-NCR based non-deposit-taking NBFC on-lending to other NBFCs/corporates and financing MSMEs and electric-vehicle purchases across 20 states

    Financial Services
    Financial Services

    Overview

    Price

    Market Cap

    ₹146 Cr

    Sector

    Financial Services

    Financial Services

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital667911224343
    Reserves3337417395189173186
    Borrowings
    Other Liabilities6711194349443024
    Total Liabilities254117164372336440420430
    AssetsFixed Assets11107142323
    CWIP00001000
    Investments02200007
    Other Assets253114161372327427397400
    Total Assets254117164372336440420430

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating-27-8-35-17771-9315
    Cash from Investing0-202-8-4-8
    Cash from Financing54-1735175-5695-11
    SummaryCapital Expenditure
    Free Cash Flow-27-8-35-17763-9813
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    USHAFIN · FINANCIALS_SECTOR

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