Surat-based, technology-driven NBFC lending digitally to self-employed/salaried individuals and to MSMEs via institutional tie-ups with other NBFCs, MFIs and HFCs.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 3 | 3 | 3 | 9 | 25 | 25 | 25 | 25 |
| Reserves | -0 | -0 | 0 | 12 | 32 | 34 | 35 | 36 |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 0 | 0 | 0 | 2 | 5 | 10 | 8 | 11 |
| Total Liabilities | 3 | 3 | 10 | 22 | 66 | 113 | 105 | 130 |
| AssetsFixed Assets | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 2 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 3 | 3 | 10 | 22 | 65 | 111 | 104 | 128 |
| Total Assets | 3 | 3 | 10 | 22 | 66 | 113 | 105 | 130 |
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -1 | -1 | -6 | -8 | -31 | -46 | -3 |
| Cash from Investing | 1 | 1 | 0 | -0 | -2 | -1 | -1 |
| Cash from Financing | 1 | 0 | 6 | 8 | 36 | 44 | 5 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — |
| Free Cash Flow | -1 | -1 | -6 | -8 | -32 | -47 | -4 |
| FCF Margin | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
IBLFL · FINANCIALS_SECTOR
Guides on how to read this kind of business and the numbers that matter.