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Tata Capital share price & results

Tata Capital Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Tata group's diversified NBFC lending across retail, SME and corporate, plus a housing-finance arm

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue8,822 ₹ crore+15.1% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit1,628 ₹ crore+56.4% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity13.78 %−0.6 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)11.09 %−44.3 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

4 of 4 judged targets kept · 11 open · verdicts reflect calls analysed to Q1 FY27.

Tata Capital Limited management guidance track record on Inve: 15 targets tracked across analysed earnings calls (4 achieved, 0 missed, 11 open).

TargetOriginal wordingSaidLatest callVerdict
Motor Finance AUM Growthstart growing from Q1 FY'27
Call transcript, Q2 FY26 · 28 Oct 2025		Q2 FY26Q1 FY27:The Motor Finance book, which is shrinking at this point of time, should also start reversing from 3rd Quarter onwards.
Call transcript, Q1 FY27 · 28 Jul 2026		Delayed
Housing Finance AUMHousing Finance AUM to reach 1 lakh crores by mid-FY'27
Call transcript, Q2 FY26 · 28 Oct 2025		Q2 FY26Q1 FY27:AUM grew to 89,416 crores.
Call transcript, Q1 FY27 · 28 Jul 2026		On Track
Motor Finance ProfitabilityMotor Finance breakeven in Q4 FY'26
Call transcript, Q2 FY26 · 28 Oct 2025		Q2 FY26Q4 FY26:The Motor Finance business achieved break-even in Q3 FY26 and reported a profit of INR 43 crores in Q4 FY26.
Call transcript, Q4 FY26 · 23 Apr 2026		Achieved

Source: Inve Guidance Tracker for Tata Capital Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

11 of Tata Capital Limited's 15 targets are still open. See which are on track and which have gone quiet. The 3 above are the free sample; 12 more targets are in the full ledger.

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Price

₹299.55 −2.35% · −₹7.2

Last close 26 Oct 2026 · NSE · INR · Source: Inve

Performance −7.6% 1Y

₹300₹320₹340₹360₹380Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 28 Oct 2025Q3 FY26 — 29 Jan 2026Q4 FY26 — 23 Apr 2026Q1 FY27 — 28 Jul 2026

1Y: ₹324.15 on 24 Oct 2025 → ₹299.55. High ₹382.7 (6 Aug 2026), low ₹297.8 (21 May 2026).

Previous close
₹306.75
Market cap
₹1.3L Cr
52-week range
₹297.8 – ₹382.7
One year
−8.92%
Price to earnings (TTM to Jun 2026)
23.47×
Return on equity (TTM to Jun 2026)
13.78%

Overview

Symbol
NSE:TATACAP
Exchange
NSE
Currency
INR

What Tata Capital Limited does

Based on the company's own presentations, annual report and earnings calls.

Tata Capital is an RBI upper-layer NBFC and the lending arm of the Tata group, offering a comprehensive suite of 25+ loan products across retail, SME and corporate borrowers through a 100%-owned housing-finance subsidiary (Tata Capital Housing Finance) and other units. It earns primarily by lending and collecting interest, complemented by non-lending businesses in private equity, wealth management and distribution of insurance and credit cards. Retail and SME borrowers make up roughly 86% of its net AUM, which is spread across home loans, loans against property, personal and business loans, vehicle and equipment finance, and cleantech/infrastructure loans.

Segments

  • Retail
  • SME
  • Corporate
  • Motor Finance
  • Private Equity
  • Wealth Management
  • Insurance Distribution
Market position
3rd largest diversified NBFC in India
Branches
1,477 across 27 states and UTs (1,074 locations)
Customer franchise
8.4 million
Lending products
25+
In-house sales team
20,241
Direct selling agents (DSAs)
30,000+
Founded 2007Employees 29,816 (Mar-26) Company website

How the price took the results

close before → close after

Q1 FY27
+1.3%
28 Jul
Q4 FY26
+1.0%
23 Apr
Q3 FY26
−2.2%
29 Jan
Q2 FY26
+0.7%
28 Oct

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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