TATACAP Tata Capital Q1 FY27 results (Apr–Jun 2026) and concall
Tata Capital Limited delivered a strong Q1 FY27, with consolidated PAT growing 56% YoY and AUM increasing 22% YoY. Asset quality improved with Net NPA at 0.8% and credit costs at 1%. The company entered the gold loan business via the Yogloans acquisition and successfully raised USD 400 million in international bonds. While cost of funds saw a marginal uptick, operational efficiency improved, and the company remains confident in its growth and profitability targets, driven by AI adoption and a diversified portfolio.
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What they filed
Q1 FY27: revenue up 15.1%, net profit up 56.4% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,185 | 7,104 | 7,478 | 7,665 | 7,737 +8% | 7,976 +12% | 8,160 +9% | 8,822 +15% |
| Net profit | 1,133 | 1,050 | 1,000 | 1,041 | 1,119 −1% | 1,265 +20% | 1,466 +47% | 1,628 +56% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
