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Tata Capital Q2 FY26 results (Jul–Sep 2025) and concall

Financial Services · Concall AI · Call held 28 Oct 2025

Tata Capital's first post-listing earnings call showcased solid fundamentals with strong AUM growth across segments, meaningful credit cost improvements, and continued strength in Housing Finance. The company benefited from GST cuts in the latter part of Q2, with momentum expected to continue. Motor Finance integration is progressing with stabilization expected by Q4.

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What they filed

Q2 FY26: revenue up 7.7%, net profit down 1.2% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue7,185 7,104 7,478 7,665 7,737 +8%
Net profit1,133 1,050 1,000 1,041 1,119 −1%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.