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Jio Financial Services share price & results

Jio Financial Services Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Reliance-group financial holding company: lending, payments bank, insurance broking and a BlackRock AMC JV

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue1,699 ₹ crore+73.2% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating margin63.0 %−7.0 pts YoYOperating profit / revenueQuarter to Sept 2026For the quarter; a change is in percentage points.
Net profit340 ₹ crore−51.1% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity1.32 %−0.0 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)122.78 %+62.2 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

5 of 9 judged targets kept · 7 open · verdicts reflect calls analysed to Q2 FY27.

Jio Financial Services Limited management guidance track record on Inve: 16 targets tracked across analysed earnings calls (5 achieved, 4 missed, 7 open).

TargetOriginal wordingSaidLatest callVerdict
Business Income ShareContinued increase in business income share from 40%.
Call transcript, Q1 FY26 · 17 Jul 2025		Q1 FY26Q2 FY27:The metric remains unreported for the third consecutive quarter since it was last mentioned in Q3 FY26.
Call transcript, Q2 FY27 · 15 Oct 2026		Ghosted
Jio Payments Bank ProfitabilityPursue an accelerated path to profitability for Jio Payments Bank.
Call transcript, Q3 FY26 · 21 Jan 2026		Q3 FY26Q2 FY27:Jio Payments Bank's total income grew 213% YoY to Rs 94 crore, with customer deposits up 53% YoY, supporting the narrative of an accelerated path to profitability.
Call transcript, Q2 FY27 · 15 Oct 2026		On Track
Specialized Investment Fund ApprovalSecure SEBI approval and launch Specialized Investment Fund.
Call transcript, Q3 FY26 · 21 Jan 2026		Q3 FY26Q1 FY27:Successfully launched the Prism Specialized Investment Fund (SIF) and raised Rs 150 cr via an NFO.
Call transcript, Q1 FY27 · 16 Jul 2026		Achieved

Source: Inve Guidance Tracker for Jio Financial Services Limited · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

4 of Jio Financial Services Limited's 16 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 13 more targets are in the full ledger.

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Price

₹207.24 +0.98% · +₹2.01

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −32.3% 1Y

₹200₹250₹300Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 14 Jan 2026Q3 FY26 — 21 Jan 2026Q4 FY26 — 23 Apr 2026Q1 FY27 — 16 Jul 2026Q2 FY27 — 15 Oct 2026

1Y: ₹305.95 on 24 Oct 2025 → ₹207.24. High ₹314.9 (14 Nov 2025), low ₹205.03 (23 Oct 2026).

Previous close
₹205.23
Market cap
₹1.4L Cr
52-week range
₹205.03 – ₹314.9
One year
−32.17%
Price to earnings (TTM to Sept 2026)
81.31×
Return on equity (TTM to Sept 2026)
1.32%

Overview

Symbol
NSE:JIOFIN
Exchange
NSE
Currency
INR

What Jio Financial Services Limited does

Based on the company's own presentations, annual report and earnings calls.

Jio Financial Services is the financial-services arm demerged from Reliance Industries, operating a digital-first '360-degree' platform across four pillars — Borrow, Invest, Transact and Protect. It runs its businesses through subsidiaries and joint ventures: Jio Credit (NBFC lending), Jio Payments Bank, Jio Payment Solutions (merchant payments), Jio Insurance Broking, and JioBlackRock Asset Management. It earns primarily from net interest income on its loan book and fee/commission income from payments processing, insurance broking and asset management, distributed largely through the JioFinance and MyJio apps.

Segments

  • Lending (Jio Credit Limited)
  • Payments Bank (Jio Payments Bank Limited)
  • Payment Solutions (Jio Payment Solutions Limited)
  • Asset Management (JioBlackRock AMC)
  • Insurance Broking (Jio Insurance Broking Limited)
Customers reached across PIN codes of India
19,000+
Unique users across all digital properties (Mar-26)
23 million
JioFinance app downloads since launch
1.7 million
Jio Payments Bank CASA customers
3.7 million
Jio Payments Bank Business Correspondent touchpoints
378,568
Jio Payments Bank footprint
Operational across 8 states; 18 toll plazas
Founded 1999Headquarters Mumbai, Maharashtra, India Company website

How the price took the results

close before → close after

Q2 FY27
+0.0%
15 Oct
Q1 FY27
−0.4%
16 Jul
Q4 FY26
+4.3%
23 Apr
Q3 FY26
−2.9%
15 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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