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Jio Financial Services Q2 FY27 results (Jul–Sep 2026) and concall

Financial Services · Concall AI · Call held 15 Oct 2026

Jio Financial Services reported a strong Q2 FY27, with consolidated total income (ex-dividend) growing 132% YoY to ₹1,699 crore and consolidated PAT reaching ₹340 crore. The lending business (Jio Credit) saw AUM surge 154% YoY to ₹37,320 crore, while Jio Payments Bank's deposits grew 53% YoY to ₹643 crore. Asset management and insurance broking also demonstrated robust growth, although reinsurance saw some moderation. The company continues to focus on strategic partnerships and digital innovation, including the JioFinance app with 3.2 crore unique users.

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What they filed

Q2 FY27: revenue up 73.2%, net profit down 51.1% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27Q2 FY27
Revenue438 493 612 981 901 +106%1,019 +107%2,004 +227%1,699 +73%
EBITDA313 338 457 688 555 +77%605 +79%1,397 +206%1,078 +57%
Net profit295 316 325 695 269 −9%272 −14%830 +155%340 −51%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.