Bajaj Housing Finance Q2 FY27 results (Jul–Sep 2026) and concall

Financial Services · Concall AI · Call held 16 Oct 2026

Company page: Bajaj Housing Finance share price, financials & guidance record

Bajaj Housing Finance Limited reported a strong Q2 FY27 with AUM growing 25% YoY to INR1.58 lakh crores and PAT increasing 18% YoY to INR980 crores. Operating efficiency improved, and asset quality remained stable. While NIM saw a slight sequential moderation, the company is strategically expanding its non-prime Sambhav segment, which crossed INR500 crores in monthly disbursements, to balance potential margin pressures from competitive prime lending and regulatory changes.

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What they filed

Q2 FY27: revenue up 18.3%, net profit up 17.7% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27	Q2 FY27
Revenue	2,449	2,504	2,616	2,748	2,884 +18%	2,903 +16%	3,063 +17%	3,251 +18%
Expenses	210	222	244	246	261	262	233	261
Other income	0	0	3	0	-13	0	0	1
Interest	1,516	1,551	1,606	1,658	1,734	1,762	1,888	1,997
Depreciation	10	11	11	12	12	13	13	13
Profit before tax	713	720	757	833	865 +21%	866 +20%	929 +23%	980 +18%
Tax rate	23%	18%	23%	23%	23%	23%	23%	23%
Net profit	548	587	583	643	665 +21%	669 +14%	715 +23%	757 +18%
EPS	0.66	0.70	0.70	0.77	0.80	0.80	0.86	0.91

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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