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Bajaj Housing Finance share price & results

Bajaj Housing Finance Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Bajaj Group HFC — India's 2nd-largest, offering home loans, LAP, lease rental discounting & developer finance.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue3,251 ₹ crore+18.3% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit757 ₹ crore+17.7% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity11.72 %−1.3 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)17.29 %−8.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

5 of 6 judged targets kept · 14 open · verdicts reflect calls analysed to Q2 FY27.

Bajaj Housing Finance Limited management guidance track record on Inve: 20 targets tracked across analysed earnings calls (5 achieved, 1 missed, 14 open).

TargetOriginal wordingSaidLatest callVerdict
Sambhav Loans Monthly Disbursement Run RateRs. 600 crore plus monthly disbursement run rate in next 12 to 15 months.
Call transcript, Q3 FY26 · 2 Feb 2026		Q3 FY26Q2 FY27:Monthly disbursement run rate crossed ₹500cr in Q2 FY27 (16% of home loan originations). Management reiterated confidence in reaching ₹600cr monthly run rate by year-end FY27.
Call transcript, Q2 FY27 · 16 Oct 2026		On Track
Cost of Fundswhile cost of funds side also we'll see some marginal benefit of 3 to 5 basis points.
Call transcript, Q4 FY26 · 27 Apr 2026		Q4 FY26Q1 FY27:Cost of Funds reduced by 10 bps QoQ to 7.2% from 7.3% in Q4 FY26, outperforming the guided 3-5 bps reduction.
Call transcript, Q1 FY27 · 29 Jul 2026		Achieved

Source: Inve Guidance Tracker for Bajaj Housing Finance Limited · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

1 of Bajaj Housing Finance Limited's 20 targets was missed. See which ones, and which are quietly gone. The 2 above are the free sample; 18 more targets are in the full ledger.

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Price

₹77.64 −1.20% · −₹0.94

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −29.6% 1Y

₹80₹90₹100₹110Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 6 Nov 2025Q3 FY26 — 2 Feb 2026Q4 FY26 — 27 Apr 2026Q1 FY27 — 29 Jul 2026Q2 FY27 — 16 Oct 2026

1Y: ₹110.21 on 24 Oct 2025 → ₹77.64. High ₹110.72 (30 Oct 2025), low ₹73.09 (30 Mar 2026).

Previous close
₹78.58
Market cap
₹64.5k Cr
52-week range
₹73.09 – ₹110.72
One year
−29.30%
Price to earnings (TTM to Sept 2026)
22.92×
Return on equity (TTM to Sept 2026)
11.72%

Overview

Symbol
NSE:BAJAJHFL
Exchange
NSE
Currency
INR

What Bajaj Housing Finance Limited does

Based on the company's own presentations, annual report and earnings calls.

Bajaj Housing Finance Limited is a housing finance company (HFC) and part of the Bajaj Group, lending across the full mortgage product suite: retail home loans (salaried prime, self-employed/professional prime, and near-prime/affordable), loans against property (LAP), and commercial mortgage products — lease rental discounting (LRD) against rent-generating commercial/retail/industrial properties, and developer/construction finance for residential and commercial projects. It sources customers through a mix of direct-to-customer channels, developer/intermediary relationships and digital/self-sourcing, and originally started with prime salaried home loans before expanding into the other mortgage sub-segments. Its organisation is structured into three business verticals — Retail Prime, Retail Near-Prime & Affordable, and Commercial (LRD and Developer Finance) — each with dedicated sales and credit teams.

Segments

  • Home Loans
  • Lease Rental Discounting (LRD)
  • Loans Against Property (LAP)
  • Developer Financing (DF)
Locations served
174
Home loans presence
182 locations
Loans against property presence
74 locations
Lease rental discounting presence
17 locations
Developer financing presence
15 locations
Approved project finance (APF) developer network
9,400+ projects
Founded 2008Headquarters Pune, Maharashtra, India Company website

How the price took the results

close before → close after

Q2 FY27
−0.5%
16 Oct
Q1 FY27
+2.3%
29 Jul
Q4 FY26
+1.9%
27 Apr
Q3 FY26
−0.0%
2 Feb

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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