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ICICI Prudential Life Insurance Company share price & results

ICICI Prudential Life Insurance Company Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q1 FY27
Ownership as of
Jun 2026

Private life insurer selling savings, protection and annuity plans via agents, banks and digital channels.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue12,031 ₹ crore+0.8% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating margin3.2 %+3.3 pts YoYOperating profit / revenueQuarter to Sept 2026For the quarter; a change is in percentage points.
Net profit374 ₹ crore+25.1% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity12.58 %+2.2 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Mar 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow margin-8.64 %+5.0 ptsFY Mar 2026 vs FY Mar 2025Fiscal yearFY ending Mar 2026(Operating cash flow − fixed-asset purchases + disposals) ÷ revenue.
Revenue growth (YoY)-10.49 %+10.6 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Mar 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

2 of 5 judged targets kept · 5 open · verdicts reflect calls analysed to Q1 FY27.

ICICI Prudential Life Insurance Company Limited management guidance track record on Inve: 10 targets tracked across analysed earnings calls (2 achieved, 3 missed, 5 open).

TargetOriginal wordingSaidLatest callVerdict
VNB Growth vs APE Growthendeavour is to be able to grow VNB ahead of the APE
Call transcript, Q4 FY25 · 22 Apr 2025		Q4 FY25Q1 FY27:In Q1 FY27, VNB grew 24.9% while APE grew 14.6%. The promise to grow VNB ahead of APE continues to be met.
Call transcript, Q1 FY27 · 15 Jul 2026		Achieved
Return on Embedded Value (RoEV)on a longer-term basis, we should still be at the 13% to 14% range
Call transcript, Q4 FY26 · 14 Apr 2026		Q4 FY26Q1 FY27:RoEV was not mentioned in the Q1 FY27 earnings call or presentation, despite being introduced as a long-term metric two quarters ago. Management had previously signaled a shift away from this metric.
Call transcript, Q1 FY27 · 15 Jul 2026		Ghosted
13-month Persistency Ratio85% and above as we go through into the later part or mid part of next year
Call transcript, Q3 FY26 · 13 Jan 2026		Q3 FY26Q1 FY27:13M Persistency declined to 84.0% from 84.5% in the previous quarter, moving further away from the target of >85% which is due by mid-FY27 (next quarter). The promise is now at risk.
Call transcript, Q1 FY27 · 15 Jul 2026		At Risk

Source: Inve Guidance Tracker for ICICI Prudential Life Insurance Company Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

3 of ICICI Prudential Life Insurance Company Limited's 10 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 7 more targets are in the full ledger.

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Price

₹409.55 −0.92% · −₹3.8

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −32.0% 1Y

₹400₹500₹600₹700Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 13 Jan 2026Q4 FY26 — 13 Apr 2026Q1 FY27 — 15 Jul 2026

1Y: ₹601.95 on 24 Oct 2025 → ₹409.55. High ₹688.45 (6 Jan 2026), low ₹409.55 (27 Oct 2026).

Previous close
₹413.35
Market cap
₹63.4k Cr
52-week range
₹409.55 – ₹688.45
One year
−31.83%
Price to earnings (TTM to Mar 2026)
39.40×
Return on equity (TTM to Mar 2026)
12.58%

Overview

Symbol
NSE:ICICIPRULI
Exchange
NSE
Currency
INR

What ICICI Prudential Life Insurance Company Limited does

Based on the company's own presentations, annual report and earnings calls.

ICICI Prudential Life Insurance Company Limited is a private-sector life insurer that underwrites long-term savings (linked, non-linked, annuity and group funds) and protection (individual and group term/health) policies, earning premium income and investing policyholder funds. It sells through a multi-channel network spanning career agents, bancassurance partner banks, direct digital sales, corporate/group tie-ups and other distribution partnerships. The company runs a technology-led policy lifecycle - digital KYC-based onboarding, AI-assisted underwriting, and claims processing - and settles individual death claims with an average turnaround of about a day from document receipt.

Segments

  • Savings
  • Protection
Agency advisor network
242,000+ advisors
Bancassurance bank partners
53 banks
Bank branches accessible via bancassurance tie-ups
26,400+ branches
Non-bank distribution partnerships
1,500+ partnerships
Distribution channels operated
5 (Agency, Bancassurance, Direct, Partnership Distribution, Group)
Lives covered
73.7 million, including 53.8 million via micro-insurance products
Founded 2000Headquarters Mumbai, Maharashtra, India Company website

How the price took the results

close before → close after

Q1 FY27
+4.2%
15 Jul
Q4 FY26
+2.7%
14 Apr
Q3 FY26
+0.1%
13 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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