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IDFC First Bank share price & results

IDFC First Bank Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Indian universal bank offering retail, rural, MSME and corporate banking, credit cards and wealth management.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue11,923 ₹ crore+20.0% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit1,049 ₹ crore+201.4% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity6.11 %−0.4 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)14.63 %−9.3 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

5 of 6 judged targets kept · 10 open · verdicts reflect calls analysed to Q1 FY27.

IDFC First Bank Limited management guidance track record on Inve: 16 targets tracked across analysed earnings calls (5 achieved, 1 missed, 10 open).

TargetOriginal wordingSaidLatest callVerdict
Deposit Growth (QoQ)5% Q-o-Q, that kind of growth, yes.
Call transcript, Q4 FY26 · 25 Apr 2026		Q4 FY26Q1 FY27:Customer deposits grew 5.3% QoQ, meeting the guidance of 5% QoQ growth.
Call transcript, Q1 FY27 · 25 Jul 2026		Achieved
Liability Cost-to-Income RatioCome down from 145% to 100% over the next few years
Call transcript, Q4 FY26 · 25 Apr 2026		Q4 FY26Q1 FY27:No specific update provided on the liability-side cost-to-income ratio this quarter. Focus was on the overall C/I ratio.
Call transcript, Q1 FY27 · 25 Jul 2026		On Track
Credit Costin the range of 170 to 180 basis points
Call transcript, Q4 FY26 · 25 Apr 2026		Q4 FY26Q1 FY27:Guidance for FY27 credit cost revised downwards (improved) to 150-160 bps from the original 170-180 bps, citing strong asset quality trends.
Call transcript, Q1 FY27 · 25 Jul 2026		Revised Up

Source: Inve Guidance Tracker for IDFC First Bank Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

1 of IDFC First Bank Limited's 16 targets was missed. See which ones, and which are quietly gone. The 3 above are the free sample; 13 more targets are in the full ledger.

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Price

₹71.74 −0.77% · −₹0.56

Last close 26 Oct 2026 · NSE · INR · Source: Inve

Performance −8.3% 1Y

₹60.0₹70.0₹80.0₹90.0Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 24 Oct 2025Q3 FY26 — 30 Jan 2026Q4 FY26 — 24 Apr 2026Q1 FY27 — 24 Jul 2026

1Y: ₹78.2 on 24 Oct 2025 → ₹71.74. High ₹87.9 (23 Sept 2026), low ₹58.85 (30 Mar 2026).

Previous close
₹72.3
Market cap
₹61.6k Cr
52-week range
₹58.85 – ₹87.9
One year
−8.06%
Price to earnings (TTM to Sept 2026)
20.49×
Return on equity (TTM to Sept 2026)
6.11%

Overview

Symbol
NSE:IDFCFIRSTB
Exchange
NSE
Currency
INR

What IDFC First Bank Limited does

Based on the company's own presentations, annual report and earnings calls.

IDFC FIRST Bank is a pan-India universal bank formed by the December 2018 merger of erstwhile IDFC Bank and Capital First, transforming from a wholesale-only lender into a diversified retail-led franchise. It earns primarily through interest income on a loan book spanning retail (home, vehicle, personal, gold, consumer and education loans), rural finance and microfinance (JLG), MSME/SME lending, and corporate/wholesale banking, alongside deposit-taking (CASA and term deposits), and fee income from credit cards, FASTag, trade finance, treasury and forex solutions, transaction banking/cash management, wealth management and distribution, and NRI banking. Customers are served through a nationwide branch and ATM network, digital channels including a highly rated mobile banking app, and an International Banking Unit (IBU) at GIFT City, Gandhinagar.

Segments

  • Retail Banking
  • Rural Banking / Microfinance
  • MSME / SME Banking
  • Corporate / Wholesale Banking
  • Treasury & Other Banking
Branches
1,066 (as of Dec 31, 2025)
ATMs
1,041 (as of Mar 31, 2025)
Live customer base
16 million+ (as of FY25)
Mobile banking app reach
28 million+ app registrations; rated 4.9 (Android) and 4.8 (iOS), ranked among Forrester's Global Top-5 Mobile Banking Apps
Credit cards issued
4.5 million+ (crossed in Q4 FY26)
International presence
International Banking Unit (IBU) at GIFT City, Gandhinagar
Founded 2014Headquarters Mumbai, Maharashtra (Corporate Office); Registered Office: Chennai, Tamil Nadu Company website

How the price took the results

close before → close after

Q1 FY27
+5.1%
25 Jul
Q4 FY26
+4.5%
25 Apr
Q3 FY26
−1.9%
31 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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