IDFCFIRSTB IDFC First Bank Q1 FY27 results (Apr–Jun 2026) and concall
IDFC First Bank reported a strong Q1 FY27, with profit after tax surging 132% YoY to ₹1,075 crores, driven by robust loan book growth of 20.6% and NII growth of 21.1%. Asset quality showed significant improvement with GNPA at 1.51% and NNPA at 0.44%, while the CASA ratio strengthened to 50.8%. The bank remains focused on customer-first principles, technology, and governance, aiming for continued profitability and efficiency gains despite some margin pressures from asset mix changes and ongoing PSL costs.
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What they filed
Q1 FY27: revenue up 14.6%, net profit up 153.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|
| Revenue | 9,343 | 9,413 | 9,642 | 9,937 | 10,417 +11% | 10,553 +12% | 11,051 +15% |
| Net profit | 340 | 296 | 453 | 348 | 479 +41% | 331 +12% | 1,148 +153% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
