IDFCFIRSTB IDFC First Bank Q4 FY26 results (Jan–Mar 2026) and concall
IDFC First Bank reported robust loan growth and significant asset quality improvements in Q4 FY26, with NIM remaining strong. However, reported PAT was impacted by one-off events including a fraud incident and trading losses. The bank demonstrated a strengthening deposit franchise with reduced cost of funds, though Q4 deposit growth was modest. Management expressed confidence in normalized growth and further ROA improvement.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q4 FY26: revenue up 12.1%, net profit up 11.8% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 9,343 | 9,413 | 9,642 | 9,937 | 10,417 +11% | 10,553 +12% |
| Net profit | 340 | 296 | 453 | 348 | 479 +41% | 331 +12% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
