Phygital NBFC (brand 'Arvog') offering branch-led gold loans and partnership-based personal loans, part of the Augmont Group
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 13 | 13 | 13 | 13 | 13 | 13 | 14 | 14 |
| Reserves | 119 | 123 | 145 | 160 | 176 | 194 | 315 | 331 |
| Borrowings | 73 | 76 | 24 | 52 | 75 | 241 | 382 | — |
| Other Liabilities | 1 | 3 | 4 | 10 | 20 | 29 | 31 | 41 |
| Total Liabilities | 206 | 215 | 186 | 235 | 284 | 477 | 741 | 1.2k |
| AssetsFixed Assets | 0 | 0 | 1 | 1 | 1 | 8 | 11 | 27 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 8 | 9 | 0 |
| Investments | 11 | 13 | 5 | 4 | 3 | 5 | 5 | 7 |
| Other Assets | 195 | 202 | 180 | 229 | 279 | 456 | 716 | 1.2k |
| Total Assets | 206 | 215 | 186 | 235 | 284 | 477 | 741 | 1.2k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 30 | -84 | 6 | 29 | -20 | -7 | -134 | -566 |
| Cash from Investing | 0 | -1 | -1 | 28 | -1 | -6 | -5 | -7 |
| Cash from Financing | -29 | 85 | -4 | -56 | 23 | 18 | 145 | 659 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | 30 | -84 | 6 | 28 | -21 | -14 | -138 | -572 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
508954 · FINANCIALS_SECTOR
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