IDFCFIRSTB IDFC First Bank Q3 FY26 results (Oct–Dec 2025) and concall
IDFC First Bank reported strong Q3 FY26 results, with significant PAT growth and improved asset quality. The bank continued to strengthen its deposit franchise, achieving a 51.6% CASA ratio and reducing its cost of funds. Management expressed confidence in further NIM expansion and credit cost normalization, while acknowledging that efficiency ratios are still in build-out mode and will improve with scale.
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What they filed
Q3 FY26: revenue up 11.5%, net profit up 40.9% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 9,343 | 9,413 | 9,642 | 9,937 | 10,417 +11% |
| Net profit | 340 | 296 | 453 | 348 | 479 +41% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
