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    L&T Finance Ltd

    L&T Group's Upper Layer NBFC offering two-wheeler, farm, rural microfinance, gold, SME and personal loans.

    Financial Services
    Financial Services
    View LTF earnings calls
    ₹286.5
    +2.14% from avg

    Overview

    Price

    ₹286.5

    Market Cap

    ₹76.6k Cr

    Sector

    Financial Services

    Financial Services

    Rank

    3

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital2.0k2.5k2.5k2.5k2.5k2.5k2.5k2.5k
    Reserves12.7k16.3k17.5k19.0k20.9k23.1k23.9k25.5k
    Borrowings93.9k88.6k85.2k83.1k76.6k92.4k98.0k
    Other Liabilities9021.6k1.7k1.7k2.7k2.4k2.9k3.9k
    Total Liabilities109.5k108.9k106.9k106.3k102.7k120.4k127.2k142.2k
    AssetsFixed Assets1.1k1.1k5095535196411.1k1.3k
    CWIP62242253645062
    Investments6.0k8.9k11.9k14.4k12.4k11.9k11.4k10.6k
    Other Assets102.4k98.9k94.4k91.4k89.8k107.8k114.7k130.3k
    Total Assets109.5k108.9k106.9k106.3k102.7k120.4k127.2k142.2k

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    LTF · FINANCIALS_SECTOR

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