LTF L&T Finance Q2 FY26 results (Jul–Sep 2025) and concall
L&T Finance Ltd reported a strong Q2 FY26, with consolidated PAT growing 6% YoY and retail book crossing the Rs. 1 lakh crore mark. The company achieved its highest ever quarterly disbursements, driven by robust performance across all business lines, and saw significant improvement in credit costs. While NIMs saw a YoY decline, the company remains focused on risk-calibrated growth and digital transformation initiatives like Project Cyclops and Nostradamus.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 4,098 | 4,023 | 4,260 | 4,336 |
| EBITDA | 2,422 | 2,442 | 2,620 | 2,674 |
| Net profit | 626 | 636 | 701 | 735 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
