INDOSTAR Q4 FY26 Earnings Call Transcript & Analysis
PAT (FY26) ₹130 cr; AUM ₹8,056 cr. Non-starter percentage (0+ DPD) reduced by 68% from 3.29% to 1.05% as of March '26.
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Every earnings call for INDOSTAR — management tone, guidance, KPIs and promise tracking, quarter by quarter.
INDOSTAR · 7 transcripts · Financial Services · latest Q4 FY26IndoStar Capital Finance Limited has 7 earnings calls on record here, a Financial Services company, most recently Q4 FY26. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.
PAT (FY26) ₹130 cr; AUM ₹8,056 cr. Non-starter percentage (0+ DPD) reduced by 68% from 3.29% to 1.05% as of March '26.
Read full transcript & analysisNet Profit ₹8 cr. Disbursements grew 20% QoQ to INR1,117 crores, driven by vehicle finance.
Read full transcript & analysisNet Profit ₹10 cr (−42% YoY). Net Interest Income (NII) grew 15.7% YoY to ₹190 crores.
Read full transcript & analysisNet Profit ₹535 cr (+4764% YoY); AUM ₹7,783 cr (+8% YoY). Net Profit for Q1 FY26 surged to INR 535 crores, significantly up from INR 12 crores in Q4 FY25 and INR 11 crores in Q1 FY25, driven by an exceptional gain from the divestiture of Niwas Housing Finance.
Read full transcript & analysisConsolidated Net Profit ₹36 cr (+2% YoY); Consolidated AUM ₹11,053 cr (+26% YoY); Consolidated NIM 6%. Consolidated AUM reached INR11,053 crores, marking a 26% YoY growth and 4% QoQ increase.
Read full transcript & analysisConsolidated PAT ₹28 cr (+66% YoY); Consolidated AUM ₹10,625 cr (+32% YoY); Consolidated NIM 5.6%. Consolidated PAT grew 64% YoY in Q3 FY25.
Read full transcript & analysisSale Consideration (IHFPL) ₹1,750 cr; EQT Infusion into IHFPL ₹500 cr; Book Value Improvement per Share ₹70. Board approved sale of IndoStar Home Finance Private Limited (IHFPL) to EQT for INR1,750 crores on a fully diluted basis.
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