Inve India ▾
ININDOSTAR

IndoStar Capital Finance Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 10 Feb 2026

IndoStar Capital reported a strong Q3 FY26 with significant disbursement growth, particularly in vehicle finance, and improved asset quality in newer loan cohorts. Net Interest Income saw healthy year-on-year growth, aided by reduced borrowing costs. However, net profit declined quarter-on-quarter due to a one-time expense, and overall NPAs remained a point of discussion, though management expressed confidence in corrective actions.

You’re reading a preview. Opening the full call uses 1 concall credit.

Sign in to use your monthly call allowance.

What they filed

Q3 FY26: revenue down 7.2%, net profit down 71.4% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue352 373 373 344 357 +1%346 −7%
EBITDA213 211 211 -279 185 −13%—
Net profit32 28 36 546 10 −69%8 −71%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.