INDOSTAR IndoStar Capital Finance Q2 FY26 results (Jul–Sep 2025) and concall
Indostar Capital reported a quarter of strategic transformation and retail focus, with NII growing 15.7% YoY and NIM expanding to 7.6%. While AUM saw a marginal sequential dip, disbursements increased 8% QoQ, driven by vehicle finance and the nascent Micro LAP business. The company demonstrated improved asset quality with GNPA at 3.04% and NNPA at 1.13%, alongside a reduction in borrowing costs. Management expressed confidence in future growth, leveraging its diversified retail franchise and operational efficiencies, despite acknowledging being behind H1 AUM guidance.
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What they filed
Q2 FY26: revenue up 1.4%, net profit down 68.8% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 352 | 373 | 373 | 344 | 357 +1% |
| EBITDA | 213 | 211 | 211 | -279 | 185 −13% |
| Net profit | 32 | 28 | 36 | 546 | 10 −69% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
