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    Earnings calls

    L&T Finance Ltd concall ledger

    Every earnings call for LTF — management tone, guidance, KPIs and promise tracking, quarter by quarter.

    LTF · 6 transcripts · Financial Services · latest Q1 FY27

    L&T Finance Ltd has 6 earnings calls on record here, a Financial Services company, most recently Q1 FY27. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.

    Q3 FY26Published 19 Jan 2026Call held 19 Jan 2026

    LTF Q3 FY26 Earnings Call Transcript & Analysis

    Consol PAT₹739 cr+18% YoYRetail Disbursements₹22,701 cr+49% YoYRetail Book₹1,11,990 cr+21% YoYConsol NIMs + Fees10.41%Consol RoA2.31%

    Consol PAT (after exceptional) ₹739 cr (+18% YoY); Retail Disbursements ₹22,701 cr (+49% YoY); Retail Book ₹111,990 cr (+21% YoY). Highest ever quarterly core PAT of ₹760 Cr, up 21% YoY.

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    Q2 FY26Published 16 Oct 2025Call held 16 Oct 2025

    LTF Q2 FY26 Earnings Call Transcript & Analysis

    Consol PAT₹735 cr+6% YoYConsol NIMs + Fees10.22%−1% YoYRetail Book₹1,04,607 cr+18% YoYConsol Booksize₹1,07,096 cr+15% YoYConsol RoA2.41%

    Consol PAT ₹735 cr (+6% YoY); Consol NIMs + Fees 10.22% (−1% YoY); Retail Book ₹104,607 cr (+18% YoY). Consolidated PAT of Rs 735 Cr, up 5% QoQ and 6% YoY.

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