LTF L&T Finance Q1 FY27 results (Apr–Jun 2026) and concall
L&T Finance delivered a strong Q1 FY27, achieving its highest ever quarterly PAT of ₹902 crores, up 29% YoY, and a 27% YoY growth in its consolidated book to ₹1,29,634 crores. This performance was supported by robust retail disbursements and improved RoA and RoE, driven by strategic focus on AI-powered underwriting and risk management. While NIMs saw a slight compression due to liquidity management, NIMs+Fees remained stable, and the company maintained a cautious approach in certain segments amidst macroeconomic uncertainties.
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What they filed
Q1 FY27: revenue up 22.4%, net profit up 30.7% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|
| Revenue | 4,098 | 4,023 | 4,260 | 4,336 | 4,578 +12% | 4,771 +19% | 5,213 +22% |
| EBITDA | 2,422 | 2,442 | 2,620 | 2,674 | — | — | — |
| Net profit | 626 | 636 | 701 | 735 | 738 +18% | 809 +27% | 916 +31% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
