Every earnings call for IRFC — management tone, guidance, KPIs and promise tracking, quarter by quarter.
IRFC · 8 transcripts · Financial Services · latest Q4 FY26I R F C has 8 earnings calls on record here, a Financial Services company, most recently Q4 FY26. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.
PAT (FY26) ₹7,000 cr; AUM (FY26 end) ₹485,000 cr; NIM (FY26 average) 1.42%. Sanctioned assets of INR 74,000 crores in FY26, exceeding guidance of INR 60,000 crores.
Read full transcript & analysisPAT ₹1,850 cr (+13% YoY); AUM ₹475,000 cr; NIM (Q3 FY26) 1.51%. AUM grew from ₹4.6 lakh crore to ₹4.75 lakh crore in Q3 FY26.
Read full transcript & analysisAUM ₹475,000 cr; NIM (Q3 FY26) 1.51% (+8% YoY). Asset sanctions surpassed guidance for the year.
Read full transcript & analysisAUM ₹459,000 cr; NIM 1.51 percent. PAT grew ~11% YoY; NIM improved to 1.51% from 1.31% in prior quarter.
Read full transcript & analysisAUM ₹460,000 cr. PAT, net worth, EPS, and debt-equity ratio all showed steady improvement YoY.
Read full transcript & analysisAUM ₹460,000 cr. Results described as stable, steady, and consistently moving upwards; CRAR >700%.
Read full transcript & analysisAUM ₹500,000 cr. New CMD Manoj Kumar Dubey took charge on October 10, 2024 with 5-year tenure.
Read full transcript & analysisRevenue ₹26,645 cr (+12% YoY); Profit After Tax ₹6,412 cr (+4% YoY); EPS 4.91 rupees. Revenue at Rs 26,645 crores for FY24 vs Rs 23,721 crores in FY23.
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