IRFC I R F C Q3 FY26 results (Oct–Dec 2025) and concall
IRFC delivered a strong Q3 FY26, surpassing asset sanction guidance and achieving significant disbursements. The company reported robust AUM growth to INR 4.75 lakh crore and improved NIM to 1.51% YoY, driven by better margins on diversified assets. Successful fundraising through ECB and zero-coupon bonds highlighted its strong market position. Management expressed confidence in continued quarterly growth for PAT, NIM, and AUM, projecting AUM to exceed INR 5 lakh crore.
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What they filed
Q3 FY26: revenue down 1.5%, net profit up 10.5% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 6,763 | 6,723 | 6,915 | 6,372 | 6,661 −2% |
| EBITDA | 6,724 | 6,679 | 6,869 | 6,323 | — |
| Net profit | 1,631 | 1,682 | 1,746 | 1,777 | 1,802 +10% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
