IRFC I R F C Q4 FY26 results (Jan–Mar 2026) and concall
IRFC reported a strong Q4 and FY26, significantly exceeding its guidance for asset sanctions and disbursements, driven by its new diversification strategy. The company achieved its highest-ever PAT of over INR 7,000 crores and grew its AUM to INR 4.85 lakh crores, while maintaining a zero NPA status. Management expressed confidence in continued double-digit growth for key financial indicators in FY27, leveraging higher NIMs from its diversified portfolio, despite a flat Q4 PAT due to new provisioning norms.
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What they filed
Q4 FY26: revenue up 9.1%, net profit up 0.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 6,763 | 6,723 | 6,915 | 6,372 | 6,661 −2% | 7,336 +9% |
| EBITDA | 6,724 | 6,679 | 6,869 | 6,323 | — | — |
| Net profit | 1,631 | 1,682 | 1,746 | 1,777 | 1,802 +10% | 1,684 +0% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
