LTF L&T Finance Q2 FY27 results (Jul–Sep 2026) and concall
L&T Finance Ltd reported a strong Q2 FY27, achieving its highest-ever consolidated profit after tax of ₹975 Cr, a 33% YoY increase. The consolidated book grew 28% YoY to ₹1,36,635 Cr, driven by robust retail disbursements of ₹24,027 Cr. The company saw an improvement in RoA to 2.60% and a moderation in credit cost to 2.46%, reflecting effective risk management and operational efficiencies. Management acknowledged macroeconomic uncertainties and potential impacts from regulatory changes in insurance, but expressed confidence in achieving Lakshya 2031 goals through strategic initiatives like Pro
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What they filed
Q2 FY27: revenue up 26.5%, net profit up 32.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 4,098 | 4,023 | 4,260 | 4,336 | 4,578 +12% | 4,771 +19% | 5,213 +22% | 5,484 +26% |
| EBITDA | 2,422 | 2,442 | 2,620 | 2,674 | — | — | — | — |
| Net profit | 626 | 636 | 701 | 735 | 738 +18% | 809 +27% | 916 +31% | 973 +32% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
