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General Insurance Corporation of India share price & results

General Insurance Corporation of India· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

India's largest reinsurer, state-owned, reinsuring domestic insurers and writing international reinsurance across 137 countries.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue14,347 ₹ crore−0.4% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating margin15.0 %0.0 pts YoYOperating profit / revenueQuarter to Jun 2026For the quarter; a change is in percentage points.
Net profit1,922 ₹ crore+9.7% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity13.45 %+1.9 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow margin0.85 %−3.1 ptsFY Mar 2026 vs FY Mar 2025Fiscal yearFY ending Mar 2026(Operating cash flow − fixed-asset purchases + disposals) ÷ revenue.
Revenue growth (YoY)2.74 %−1.1 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

3 of 6 judged targets kept · 9 open · verdicts reflect calls analysed to Q1 FY27.

General Insurance Corporation of India management guidance track record on Inve: 15 targets tracked across analysed earnings calls (3 achieved, 3 missed, 9 open).

TargetOriginal wordingSaidLatest callVerdict
CAT Reserve CorpusRs. 5,000 crores
Call transcript, Q4 FY25 · 28 May 2025		Q4 FY25Q1 FY27:No update provided on the CAT reserve corpus in the Q1 FY27 earnings call.
Call transcript, Q1 FY27 · 17 Aug 2026		Ghosted
Domestic Combined Ratiohold up at 101-102%
Call transcript, Q4 FY26 · 8 Jun 2026		Q4 FY26Q1 FY27:Q1 FY27 domestic combined ratio reported at 107.5%, significantly above the target range of 101-102%.
Call transcript, Q1 FY27 · 17 Aug 2026		At Risk
Overall Combined Ratioaround 106%, 107% figure
Call transcript, Q4 FY25 · 28 May 2025		Q4 FY25Q4 FY26:Full-year FY26 combined ratio reported at 106.02%, meeting the 'around 106%, 107%' target.
Call transcript, Q4 FY26 · 8 Jun 2026		Achieved

Source: Inve Guidance Tracker for General Insurance Corporation of India · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

3 of General Insurance Corporation of India's 15 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 12 more targets are in the full ledger.

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Price

₹323.8 +0.02% · +₹0.05

Last close 26 Oct 2026 · NSE · INR · Source: Inve

Performance −16.1% 1Y

₹320₹340₹360₹380₹400Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 17 Nov 2025Q3 FY26 — 11 Feb 2026Q4 FY26 — 8 Jun 2026Q1 FY27 — 17 Aug 2026

1Y: ₹386 on 24 Oct 2025 → ₹323.8. High ₹409.35 (4 May 2026), low ₹309.1 (8 Oct 2026).

Previous close
₹323.75
Market cap
₹56.6k Cr
52-week range
₹309.1 – ₹409.35
One year
−16.10%
Price to earnings (TTM to Jun 2026)
6.37×
Return on equity (TTM to Jun 2026)
13.45%

Overview

Symbol
NSE:GICRE
Exchange
NSE
Currency
INR

What General Insurance Corporation of India does

Based on the company's own presentations, annual report and earnings calls.

General Insurance Corporation of India (GIC Re) was formed in 1972 under the GIBNA Act to superintend and carry on general insurance/reinsurance business in India. It is the sole Indian-registered reinsurer and the dominant domestic player, taking mandatory (obligatory) cessions from every non-life insurer in India as well as voluntary treaty and facultative business, while also writing international reinsurance for cedants across the Afro-Asian region and beyond. Key lines targeted are property/fire, agriculture/crop, motor, health, life and liability reinsurance. It earns premium income by accepting a share of risk ceded by direct insurers in exchange for reinsurance premium, less claims paid and commissions.

Segments

  • Fire
  • Agriculture / Crop Reinsurance
  • Motor
  • Health
  • Life
  • Miscellaneous / Liability
Countries with reinsurance presence
~137 countries
Direct insurers reinsured in India
59 general and life insurance companies
Employee strength
501 employees
Overseas branch offices
London, Malaysia (Dubai branch now in run-off)
Wholly-owned overseas subsidiaries
GIC Re South Africa Ltd (Johannesburg), GIC Re India Corporate Member Ltd (London, Lloyd's syndicate), GIC Perestrakhovanie LLC (Moscow)
Credit rating
A- (Excellent), A.M. Best Financial Strength Rating
Founded 1972Headquarters "Suraksha", 170, J. T. Road, Churchgate, Mumbai - 400020, Maharashtra, IndiaEmployees 501 (FY25-26 (as of 31 March ) Company website

How the price took the results

close before → close after

Q1 FY27
+1.0%
17 Aug
Q4 FY26
−2.0%
8 Jun
Q3 FY26
−1.3%
11 Feb
Q2 FY26
+0.5%
17 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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