General Insurance Corporation of India Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 17 Aug 2026

Company page: General Insurance Corporation of India share price, financials & guidance record

GIC Re reported a strong Q1 FY27 with robust premium growth and improved underwriting metrics, including a lower incurred claim ratio and combined ratio. Profitability remained healthy, and the solvency ratio strengthened. However, investment income saw a slight dip, and consolidated profit was impacted by losses in certain international subsidiaries, while net worth excluding fair value changes also saw a decline.

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What they filed

Q1 FY27: revenue down 0.4%, net profit up 9.7% against the same quarter last year.

₹ Cr · quarterly

Line item	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	12,130	11,167	12,583	14,402	12,716 +5%	12,505 +12%	12,845 +2%	14,347 −0%
Expenses	9,765	9,264	9,808	12,210	9,812	10,532	10,522	12,130
EBITDA	2,365	1,903	2,776	2,192	2,904 +23%	1,972 +4%	2,322 −16%	2,217 +1%
Margin	20%	17%	22%	15%	23%	16%	18%	15%
Other income	-84	266	147	51	568	145	638	273
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	2,281	2,169	2,923	2,244	3,473 +52%	2,117 −2%	2,960 +1%	2,490 +11%
Tax rate	18%	25%	25%	22%	17%	28%	24%	23%
Net profit	1,861	1,621	2,183	1,752	2,867 +54%	1,519 −6%	2,254 +3%	1,922 +10%
EPS	10.61	9.24	12.44	9.99	16.34	8.66	12.85	10.96

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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