GICRE General Insurance Corporation of India Q4 FY26 results (Jan–Mar 2026) and concall
GIC Re reported a strong Q4 FY26 with robust growth in gross premium and profit after tax, driven by improved underwriting performance and a healthy solvency position. The company's full-year PAT saw a significant 25.23% increase, and the combined ratio improved by 2.79%. However, the company acknowledged a competitive and softening global reinsurance market, alongside a decline in Q4 investment income and soft pricing in domestic fire and commercial lines. Management emphasized disciplined underwriting and strategic portfolio optimization for sustainable growth in FY27.
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What they filed
Q4 FY26: revenue up 2.1%, net profit up 3.3% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 12,130 | 11,167 | 12,583 | 14,402 | 12,716 +5% | 12,505 +12% | 12,845 +2% |
| EBITDA | 2,365 | 1,903 | 2,776 | 2,192 | 2,904 +23% | 1,972 +4% | 2,322 −16% |
| Net profit | 1,861 | 1,621 | 2,183 | 1,752 | 2,867 +54% | 1,519 −6% | 2,254 +3% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
