GICRE General Insurance Corporation of India Q3 FY26 results (Oct–Dec 2025) and concall
General Insurance Corporation of India reported a strong Q3 FY26 with robust premium growth and improved combined and solvency ratios. However, profitability saw a slight decline, and specific international segments like motor and cargo exhibited very high combined ratios. Management emphasized disciplined underwriting and strategic capital deployment to navigate a softening market and address underperforming segments, while also targeting long-term growth and market share recovery.
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What they filed
Q3 FY26: revenue up 12.0%, net profit down 6.3% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 12,130 | 11,167 | 12,583 | 14,402 | 12,716 +5% | 12,505 +12% |
| EBITDA | 2,365 | 1,903 | 2,776 | 2,192 | 2,904 +23% | 1,972 +4% |
| Net profit | 1,861 | 1,621 | 2,183 | 1,752 | 2,867 +54% | 1,519 −6% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
