GICRE General Insurance Corporation of India Q2 FY26 results (Jul–Sep 2025) and concall
GIC Re delivered robust financial performance in Q2 FY26, marked by strong premium and profit growth, and improved underwriting metrics. The solvency ratio also saw a healthy increase. While the life business combined ratio remains elevated due to past pricing and reserve strengthening, management expects normalization soon. The company is strategically focused on balancing domestic and international portfolios and leveraging its restored credit rating.
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What they filed
Q2 FY26: revenue up 4.8%, net profit up 54.1% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 12,130 | 11,167 | 12,583 | 14,402 | 12,716 +5% |
| EBITDA | 2,365 | 1,903 | 2,776 | 2,192 | 2,904 +23% |
| Net profit | 1,861 | 1,621 | 2,183 | 1,752 | 2,867 +54% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





