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    RBL Bank

    Private-sector Indian bank offering retail and wholesale banking, credit cards, microfinance (JLG) and gold/business loans.

    Financial Services
    Financial Services
    View RBLBANK earnings calls
    ₹378.85
    +12.45% from avg

    Overview

    Price

    ₹378.85

    Market Cap

    ₹56.5k Cr

    Sector

    Financial Services

    Financial Services

    Rank

    4

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital509598600600605608613618
    Reserves10.1k12.1k12.0k13.0k14.2k15.0k15.2k15.8k
    Borrowings
    Other Liabilities3.6k3.6k3.5k4.1k6.0k6.4k6.2k8.4k
    Total Liabilities89.0k100.7k106.2k115.9k138.4k146.7k154.0k180.7k
    AssetsFixed Assets408442467529525570544566
    CWIP622482457700
    Investments18.1k23.2k22.3k28.9k29.6k32.2k28.8k32.1k
    Other Assets70.4k77.0k83.4k86.4k108.3k114.0k124.6k148.0k
    Total Assets89.0k100.7k106.2k115.9k138.4k146.7k154.0k180.7k

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating-31-5.1k7.6k6.4k-11.0k4.9k-8427.6k
    Cash from Investing-190-206-157-246-223-172-263-223
    Cash from Financing2.6k7.7k-4.2k-1142.2k842-5033.2k
    SummaryCapital Expenditure
    Free Cash Flow-221-5.3k7.4k6.2k-11.3k4.8k-1.1k7.4k
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    RBLBANK · FINANCIALS_SECTOR

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