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RBRBLBANK

RBL Bank Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 18 Jan 2025

RBL Bank reported a mixed Q3 FY25, with strong growth in net advances and deposits, particularly in secured retail and granular deposits. However, asset quality challenges persisted in unsecured segments, leading to elevated slippages in JLG and credit cards, and consequently, high provisioning that compressed net profit. Management emphasized proactive risk mitigation, including increased CGFMU cover and aggressive provisioning, aiming for a cleaner balance sheet by Q1 FY26.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25
Revenue3,536
Net profit33
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.