YESBANK
Yes Bank share price & financials
- Price
- ₹25.41
- Market cap
- ₹72.0k Cr
- Sector
- Financial Services
- Calls analysed
- 6
Yes Bank Q1 FY27
What went well
- Net Profit grew 33.7% year-on-year to INR 1,071 crores.
- Operating Profit grew 25.5% year-on-year to INR 1,704 crores.
- Net Interest Income (NII) was up 17.5% year-on-year at INR 2,786 crores.
What to watch
- Non-core income streams moderated, with Security Receipts (SRs) gains significantly lower at INR 86 crores this quarter compared to INR 338 crores in the same quarter last year.
- Treasury Income was lower this quarter.
What Yes Bank does
YES BANK is a new-generation private sector bank headquartered in Mumbai that offers Corporate & Institutional Banking, Retail Banking, MSME, Transaction Banking and Treasury services. It reaches customers through a nationwide network of branches, business correspondent banking outlets and ATMs/CRMs/BNAs spread across hundreds of districts across India. The Bank operates an International Banking Unit (IBU) at GIFT City, Ahmedabad and a representative office in Abu Dhabi to support cross-border trade and remittance business, and runs broking and investment services through its wholly-owned subsidiary YES Securities (India) Limited.
Segments
- Corporate & Institutional Banking
- Retail Banking
- MSME Banking
- Transaction Banking
- Treasury
- Branches
- 1,300+
- ATMs (incl. CRMs and BNAs)
- 1,350+
- Business Correspondent Banking Outlets (BCBOs)
- 200+
- Districts of India covered
- 300+
- Employees
- 28,690
- International presence
- International Banking Unit (IBU) at GIFT City, Ahmedabad; Representative Office in Abu Dhabi
Guidance record · Q1 FY27
what the last two calls moved 19 tracked 5 delivered 0 missed 14 open- Overall Credit Growth revised up said Q3 FY26 Promised: In line with the market for FY27 Q1 FY27: Guidance revised up to '15% to 17%'. Q1 FY27 advances growth was strong at 18.3% YoY, exceeding the new guidance range.
- RIDF Balances as % of Total Assets on track said Q1 FY26 Promised: <5% of Total Assets by FY '27 Q1 FY27: No specific update on the RIDF balance percentage was provided, but the goal remains a key part of the margin improvement strategy. Status remains on track.
- Overall Credit Growth delivered, diluted said Q1 FY26 Promised: 12% to 15% for FY26 Q4 FY26: Achieved 11.1% YoY growth, exceeding the final 8% guidance but missing the original 12-15% target.
All 19 tracked — every revision, and every one management stopped mentioning.
Open the guidance ledgerQuarterly results
Q1 FY27: revenue up 5.9%, net profit up 32.5% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,737 | 7,833 | 7,623 | 7,605 | 7,389 −4% | 7,553 −4% | 7,662 +1% | 8,054 +6% |
| Net profit | 567 | 619 | 745 | 809 | 664 +17% | 957 +55% | 1,082 +45% | 1,072 +33% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Performance +13.0% 1Y
1Y: ₹20.77 on 10 Sept 2025 → ₹23.48. High ₹25.48 (18 Jun 2026), low ₹17.25 (30 Mar 2026).
How the price took the results
close before → close after
- Q1 FY27
- −2.9%
- 18 Jul
- Q4 FY26
- −1.7%
- 18 Apr
- Q3 FY26
- −3.0%
- 17 Jan
- Q2 FY26
- +1.8%
- 18 Oct
The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.
Financials, as filed
Revenue grew 10.0% a year over 3 years, FY23 to FY26.
| Year ending | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Revenue | ₹22.7k Cr | ₹27.6k Cr | ₹30.9k Cr | ₹30.2k Cr |
| Interest | ₹14.8k Cr | ₹19.5k Cr | ₹22.0k Cr | ₹20.5k Cr |
| Depreciation | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Net profit | ₹735 Cr | ₹1.3k Cr | ₹2.4k Cr | ₹3.5k Cr |
| Net margin | 3.2% | 4.7% | 7.9% | 11.6% |
| ROE | 2.0% | 3.0% | 5.0% | 7.0% |
How to read this
From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.
Balance sheet
| Year ending | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Equity capital | ₹5.0k Cr | ₹5.0k Cr | ₹5.8k Cr | ₹5.8k Cr | ₹6.3k Cr | ₹6.3k Cr |
| Reserves | ₹28.1k Cr | ₹28.7k Cr | ₹35.0k Cr | ₹36.4k Cr | ₹43.0k Cr | ₹44.9k Cr |
| Borrowings | ₹63.9k Cr | ₹72.3k Cr | ₹77.8k Cr | ₹80.5k Cr | — | ₹65.5k Cr |
| Deposits | ₹162.8k Cr | ₹197.1k Cr | ₹217.4k Cr | ₹266.2k Cr | — | ₹319.0k Cr |
| Other liabilities | ₹13.7k Cr | ₹15.5k Cr | ₹19.4k Cr | ₹17.5k Cr | ₹22.0k Cr | ₹34.6k Cr |
| Total liabilities | ₹273.6k Cr | ₹318.6k Cr | ₹355.2k Cr | ₹406.4k Cr | ₹430.2k Cr | ₹470.2k Cr |
| Fixed assets | ₹2.1k Cr | ₹2.0k Cr | ₹2.2k Cr | ₹2.5k Cr | ₹3.2k Cr | ₹3.1k Cr |
| Capital work in progress | ₹63 Cr | ₹125 Cr | ₹296 Cr | ₹357 Cr | ₹0 Cr | ₹101 Cr |
| Investments | ₹43.1k Cr | ₹51.8k Cr | ₹76.7k Cr | ₹90.0k Cr | ₹82.8k Cr | ₹87.8k Cr |
| Other assets | ₹228.3k Cr | ₹264.7k Cr | ₹276.0k Cr | ₹313.5k Cr | ₹344.2k Cr | ₹379.3k Cr |
| Total assets | ₹273.6k Cr | ₹318.6k Cr | ₹355.2k Cr | ₹406.4k Cr | ₹430.2k Cr | ₹470.2k Cr |
How to read this
As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.
Who owns it
As disclosed at Jun 2026
Since Jun 2025, FIIs added +21.17 pp while DIIs trimmed −16.22 pp. The shareholder count shrank 8% to 58,44,167.
- FIIs
- 46.1%
- DIIs
- 24.0%
- Government
- 0.0%
- Public
- 29.8%
Since Jun 2025
- FIIs +21.17 pp
- DIIs −16.22 pp
- Public −4.96 pp
How it drifted, 12 quarters
Over this window FIIs went from 23.4% to 46.1% — +22.7 pp.
Ownership split by quarter, oldest first. Sep '23: FIIs 23.4%, DIIs 40.7%, Government 0.0%, Public 35.9%.Dec '23: FIIs 23.8%, DIIs 42.0%, Government 0.0%, Public 34.2%.Mar '24: FIIs 22.0%, DIIs 41.5%, Government 0.0%, Public 36.5%.Jun '24: FIIs 27.1%, DIIs 38.1%, Government 0.0%, Public 34.8%.Sep '24: FIIs 27.0%, DIIs 38.2%, Government 0.0%, Public 34.8%.Dec '24: FIIs 26.7%, DIIs 38.8%, Government 0.0%, Public 34.4%.Mar '25: FIIs 26.9%, DIIs 39.5%, Government 0.0%, Public 33.6%.Jun '25: FIIs 24.9%, DIIs 40.3%, Government 0.0%, Public 34.8%.Sep '25: FIIs 45.0%, DIIs 20.8%, Government 0.0%, Public 34.2%.Dec '25: FIIs 45.7%, DIIs 21.1%, Government 0.0%, Public 33.1%.Mar '26: FIIs 46.4%, DIIs 21.8%, Government 0.0%, Public 31.7%.Jun '26: FIIs 46.1%, DIIs 24.0%, Government 0.0%, Public 29.8%.
Who bought this quarter
since Mar 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- KOTAK ARBITRAGE FUND along with its other accounts Mutual fund newly disclosed 1.03% held
The same filing shows 0 holders trimming and 0 off the list — both are in the register beside this.
Who is on the register
Named in the Jun 2026 filing
Every holder of Yes Bank above SEBI's 1% disclosure line, and what changed since Mar 2026.
| Holder | Stake | Change |
|---|---|---|
| Sumitomo Mitsui Banking Corporation Bank | 24.90% | unchanged |
| State Bank Of India Bank | 10.78% | unchanged |
| Verventa Holdings Limited Corporate | 8.49% | unchanged |
| LIFE INSURANCE CORPORATION OF INDIA along with its sub-accounts Insurer | 3.98% | unchanged |
| KOTAK ARBITRAGE FUND along with its other accounts Mutual fund | 1.03% | newly disclosed |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Mutual funds in YESBANK
Filings to Aug 2026
0 new, 12 added, 4 trimmed, 0 sold out — net +55.75 L shares (+1.6%).
- Held by funds
- ₹819 Cr
- 16 schemes
- Biggest holder
- Nippon India ETF Nifty Bank BeES
- ₹280 Cr · 3.3% of that fund
| Scheme | Holding | Last month | Held since |
|---|---|---|---|
| Nippon India ETF Nifty Bank BeES Nippon India Mutual Fund | ₹280 Cr | −10.03 L | Dec '25 |
| HDFC Arbitrage Fund HDFC Mutual Fund | ₹190 Cr | +7.15 L | Dec '24 |
| SBI Nifty Bank ETF SBI Mutual Fund | ₹125 Cr | +5.52 L | Dec '25 |
| Nippon India Arbitrage Fund Nippon India Mutual Fund | ₹100 Cr | −2.49 L | Nov '24 |
| Nippon India ETF Nifty Midcap 150 Nippon India Mutual Fund | ₹38 Cr | +9.93 L | Mar '22 |
| SBI Nifty Private Bank ETF SBI Mutual Fund | ₹27 Cr | +41.21 L | Mar '25 |
| Nippon India Nifty Midcap 150 Index Fund Nippon India Mutual Fund | ₹27 Cr | +1.89 L | Mar '22 |
| SBI Nifty Midcap 150 Index Fund SBI Mutual Fund | ₹12 Cr | +2.14 L | Oct '22 |
HDFC, Nippon India and SBI schemes, from their monthly disclosures. Changes are counted in shares, so a price move never looks like buying or selling.
Mutual funds Aug 2026
12 added, 4 trimmed — net +55.75 L shares (+1.6%)
- Funds are sitting on
- +24%
- vs est. average cost
- Held by funds
- ₹819 Cr
- 16 schemes · ≈ 1.3% of the company
- Biggest holder
- Nippon India ETF Nifty Bank BeES
- ₹280 Cr · 3.3% of that fund
- Longest holder
- Nippon India ETF Nifty Midcap 150
- 4y 6m · since Mar '22
Shares held by these funds +2030%
Aug '23 35.39 cr shares Jul '26
All earnings calls (5)
Read the Q1 FY27 call →Learn to analyse Yes Bank
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