Sundaram Finance share price & results
- Jun 2026
- Sept 2026
Chennai NBFC since 1954 financing vehicles, equipment and SMEs across a 763-branch network.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 2,076 | +10.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 522 | +21.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
| Return on equity | 16.21 | −0.3 pts | Trailing twelve months | TTM to Jun 2026 | Adjusted profit attributable to owners ÷ average owners’ equity. |
| Free cash flow margin | Fiscal year | FY ending Mar 2026 | Not in the analysed materials. No older figure is substituted. | ||
| Revenue growth (YoY) | 13.75 | −1.3 pts | Trailing twelve months | TTM to Jun 2026 | Revenue change against the same period one year earlier. |
Price
Performance −16.0% 1Y
1Y: ₹4,647 on 24 Oct 2025 → ₹3,902. High ₹5,581.5 (5 Mar 2026), low ₹3,902 (27 Oct 2026).
- Previous close
- ₹3,902.1
- Market cap
- ₹43.3k Cr
- 52-week range
- ₹3,902 – ₹5,581.5
- One year
- −16.70%
- Price to earnings (TTM to Jun 2026)
- 19.02×
- Return on equity (TTM to Jun 2026)
- 16.21%
Overview
- Symbol
- NSE:SUNDARMFIN
- Sector
- Financial Services
- Exchange
- NSE
- Currency
- INR
What Sundaram Finance Limited does
Based on the company's own presentations, annual report and earnings calls.
Sundaram Finance is a non-banking finance company that lends against cars, commercial vehicles, construction equipment, tractors/farm equipment and used vehicles, alongside commercial lending (leasing, NBFC and SME funding, supply chain financing) and working-capital finance for diesel, insurance and tyre purchases. It also distributes fixed deposits, general and life insurance, home loans, investment services and mutual funds. The company mobilises public deposits and bank/market borrowings to fund its lending book, and operates as the holding entity for a group of subsidiaries and a joint venture covering home finance, asset management and general insurance.
Segments
- Asset Finance
- Commercial Lending
- Working Capital Finance
- Distribution
- Branches (standalone, Sundaram Finance Ltd.)
- 763
- Staff (standalone, incl. off-roll)
- 7,653
- Customer count (standalone)
- 6,54,074
- Group branches (across SFL, Royal Sundaram JV, Sundaram Home Finance, Sundaram AMC)
- 1,182
- Group staff
- 12,307
- Group customer count
- 61,72,790
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 6 fiscal years held (Mar 2021 to Mar 2026).
Financials
What the filings say
Net profit, year on year: +22% (quarter to jun 2026 against jun 2025).
| Line item | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,601 | 1,648 | 1,803 | 1,883 | 1,814 | 1,911 | 2,075 | 2,076 |
| Expenses | 296 | 317 | 218 | 390 | 356 | 347 | 341 | 390 |
| Other income | 11 | 16 | 41 | 3 | 4 | -49 | 19 | 10 |
| Interest | 811 | 835 | 851 | 894 | 901 | 940 | 933 | 972 |
| Depreciation | 40 | 44 | 48 | 42 | 46 | 49 | 52 | 45 |
| Profit before tax | 465 | 467 | 727 | 560 | 515 | 526 | 768 | 679 |
| Tax rate | 27.0% | 25.0% | 25.0% | 23.0% | 23.0% | 23.0% | 21.0% | 23.0% |
| Net profit | 340 | 349 | 546 | 429 | 394 | 403 | 608 | 522 |
| EPS (₹ per share) | 30.61 | 31.42 | 49.13 | 38.59 | 35.48 | 36.26 | 54.76 | 46.95 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Sales | 5,047 | 5,480 | 6,520 | 7,683 |
| Expenses | 1,168 | 1,090 | 1,112 | 1,434 |
| Other income | 62 | 149 | 76 | -23 |
| Interest | 2,232 | 2,575 | 3,254 | 3,668 |
| Depreciation | 126 | 132 | 168 | 189 |
| Profit before tax | 1,583 | 1,831 | 2,061 | 2,369 |
| Net profit | 1,307 | 1,453 | 1,543 | 1,834 |
| Line item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sept 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 111 | 111 | 111 | 111 | 110 | 111 |
| Reserves | 6,782 | 7,626 | 9,361 | 11,028 | 15,019 | 12,604 |
| Borrowings | 27,830 | 32,755 | 40,877 | 47,320 | — | 54,590 |
| Other liabilities | 565 | 566 | 639 | 756 | 1,257 | 919 |
| Total liabilities | 35,288 | 41,059 | 50,988 | 59,215 | 82,216 | 68,225 |
| Fixed assets | 360 | 513 | 657 | 731 | 1,455 | 769 |
| Capital work in progress | 0 | 1 | 1 | 0 | 0 | 4 |
| Investments | 5,319 | 5,063 | 6,383 | 6,863 | 9,841 | 9,408 |
| Other assets | 29,608 | 35,483 | 43,947 | 51,621 | 70,920 | 58,044 |
| Total assets | 35,288 | 41,059 | 50,988 | 59,215 | 82,216 | 68,225 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Cash from operations | -251 | 1,739 | -4,981 | -7,225 | -7,050 | -5,005 |
| Cash from investing | 82 | -1,077 | 467 | 246 | 1,120 | -1,112 |
| Cash from financing | 253 | -687 | 4,573 | 7,363 | 5,617 | 6,253 |
| Net cash flow | 83 | -24 | 59 | 385 | -314 | 137 |
| Free cash flow | -244 | 1,729 | -4,990 | -7,276 | -7,043 | -5,033 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Return on equity | 14.0% | 14.0% | 15.0% | 16.0% | 15.0% | 16.0% |
| Dividend payout | 25.0% | 25.0% | 28.0% | 23.0% | 25.0% | 24.0% |
Where revenue comes from
The businesses behind the company’s reported revenue.
Asset Financing contributes 92.8% of reported segment revenue.
Quarter ended 30 Jun 2026 · Consolidated
- Asset Financing 92.8%
₹2,454.85 crore
- Others 7.2%
₹189.99 crore
| Business segment | Revenue · ₹ crore | Share |
|---|---|---|
| Asset Financing | 2,454.85 | 92.8% |
| Others | 189.99 | 7.2% |
Share = segment revenue ÷ total segment revenue, before intersegment adjustments.
How these numbers add up
- Total segment revenue
- ₹2,644.84 crore
- Intersegment adjustment
- ₹0.71 crore
- Net segment revenue
- ₹2,644.13 crore
Intersegment transactions are between the company’s own businesses. Net segment revenue can differ from income-statement revenue because reporting definitions differ.
Source: FinEdge · Last checked 19 Sept 2026. Reported segment names are kept as supplied.
How the mix has moved
Others shrank from 24% to 7% of revenue over the last two years.
| Segment | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | YoY growth latest quarter |
|---|---|---|---|---|---|---|---|---|---|
| Asset Financing | — | — | — | 87% | 93% | 93% | 92% | 93% | +12.7% |
| Others | 24% | 8% | 9% | 13% | 7% | 7% | 8% | 7% | +11.0% |
Share of reported segment revenue by quarter, consolidated basis, as filed. A quarter the company did not report is left blank, never carried forward.
See how segments are shifting across companies → Segment Shift
Ownership
Who owns it
Promoters hold 37.19% as of Sept 2026; institutions added 0.29 pts since Jun 2026.
- Promoters 37.19%
- Foreign institutions 17.99%
- Domestic institutions 8.88%
- Public 35.15%
- Others 0.00%
Who bought this quarter
since Jun 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- Mutual fund +0.46 pp 1.73% held
- Mutual fund +0.12 pp 1.15% held
The same filing shows 0 holders trimming and 0 off the list — both are in the register beside this.
Who is on the register
Named in the Sep 2026 filing
Every holder of Sundaram Finance Limited above SEBI's 1% disclosure line, and what changed since Jun 2026.
| Holder | Stake | Change |
|---|---|---|
| FPI fund | 3.58% | unchanged |
| 2.61% | unchanged | |
| 2.37% | unchanged | |
| Mutual fund | 1.73% | +0.46 pp |
| 1.67% | unchanged | |
| 1.63% | unchanged | |
| 1.53% | unchanged | |
| 1.48% | unchanged | |
| 1.33% | unchanged | |
| 1.29% | unchanged | |
| 1.18% | unchanged | |
| 1.17% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Mutual funds in SUNDARMFIN
Filings to Sep 2026
1 new, 3 added, 5 trimmed, 0 sold out — net +1.52 L shares (+5.2%).
- Held by funds
- ₹1.3k Cr
- 12 schemes
- Biggest holder
- SBI Midcap Fund
- ₹607 Cr · 2.6% of that fund
| Scheme | Holding | Last month | Held since |
|---|---|---|---|
| SBI Midcap Fund SBI Mutual Fund | ₹607 Cr | held | Sep '22 |
| Nippon India Growth Mid Cap Fund Nippon India Mutual Fund | ₹423 Cr | held | Dec '24 |
| Nippon India Banking & Financial Services Fund Nippon India Mutual Fund | ₹90 Cr | held | Nov '25 |
| SBI ELSS Tax Saver Fund SBI Mutual Fund | ₹66 Cr | +0.47 L | Aug '26 |
| SBI Banking And Financial Services Fund SBI Mutual Fund | ₹49 Cr | +0.31 L | Aug '26 |
| SBI Balanced Hybrid Fund SBI Mutual Fund | ₹33 Cr | new | Sep '26 |
| Nippon India ETF Nifty Midcap 150 Nippon India Mutual Fund | ₹28 Cr | −0.01 L | Jan '19 |
| Nippon India Nifty Midcap 150 Index Fund Nippon India Mutual Fund | ₹20 Cr | −0.00 L | Feb '21 |
HDFC, Nippon India and SBI schemes, from their monthly disclosures. Changes are counted in shares, so a price move never looks like buying or selling.
Mutual funds Sep 2026
3 added, 5 trimmed — net +1.52 L shares (+5.2%)
- Funds are sitting on
- +10%
- vs est. average cost
- Held by funds
- ₹1.3k Cr
- 12 schemes · ≈ 2.7% of the company
- Biggest holder
- SBI Midcap Fund
- ₹607 Cr · 2.6% of that fund
- Longest holder
- Nippon India ETF Nifty Midcap 150
- 7y 9m · since Jan '19
Shares held by these funds +22%
Oct '23 30.45 L shares Sep '26
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