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YEYESBANK

Yes Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 17 Jan 2026

Yes Bank delivered a strong Q3 FY26, marked by significant improvements in profitability, asset quality, and operational efficiency. Net Profit surged by 55% YoY, and ROA improved to 0.9%. The bank saw NIM expansion, a reduction in NPAs, and the lowest slippage levels in eight quarters. Retail Banking achieved breakeven, signaling a positive turnaround, despite a one-time gratuity provision impacting reported profit.

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What they filed

Q3 FY26: revenue down 3.6%, net profit up 54.6% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue7,833 7,623 7,605 7,389 7,553 −4%
Net profit619 745 809 664 957 +55%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.