Skip to content

    I O B

    Chennai PSU bank (1937); retail, agri, MSME & corporate lending via branches in India plus 4 overseas markets.

    Financial Services
    Financial Services
    View IOB earnings calls
    ₹35.09
    +2.84% from avg

    Overview

    Price

    ₹35.09

    Market Cap

    ₹65.2k Cr

    Sector

    Financial Services

    Financial Services

    Rank

    3

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital16.4k16.4k18.9k18.9k18.9k19.3k19.3k19.3k
    Reserves-2825084.1k6.4k9.0k13.3k15.6k18.3k
    Borrowings
    Other Liabilities16.2k13.1k11.1k6.8k7.8k9.0k12.2k16.0k
    Total Liabilities260.7k274.0k299.4k313.7k352.0k395.0k432.5k473.3k
    AssetsFixed Assets3.1k2.9k3.4k3.7k3.7k4.6k5.0k5.0k
    CWIP31001474067
    Investments79.4k95.5k98.2k94.2k99.6k111.0k116.8k119.8k
    Other Assets178.2k175.6k197.8k215.9k248.7k279.3k310.7k348.4k
    Total Assets260.7k274.0k299.4k313.7k352.0k395.0k432.5k473.3k

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    IOB · FINANCIALS_SECTOR

    Learn to analyse I O B

    Guides on how to read this kind of business and the numbers that matter.