IOB I O B Q4 FY25 results (Jan–Mar 2025) and concall
Indian Overseas Bank delivered a strong Q4 and full-year FY25 performance, achieving its highest ever quarterly net profit of ₹1,051 crores. The bank demonstrated robust credit and deposit growth, coupled with significant improvements in asset quality, with Net NPA falling to 0.37% and RoA surpassing 1%. While a large corporate account led to increased slippages, management expressed confidence in its resolution and continued growth trajectory, supported by a strong capital base and strategic initiatives.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 7,112 | 7,634 |
| Net profit | 874 | 1,051 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
