IOB I O B Q3 FY26 results (Oct–Dec 2025) and concall
Indian Overseas Bank reported a strong Q3 FY26, achieving an all-time high quarterly net profit of Rs. 1,365 crores, marking a 56.18% YoY growth. The bank demonstrated robust credit growth of 24.13% and maintained a healthy domestic CASA ratio of 41.29%. Asset quality improved significantly with Net NPA ratio falling to 0.24%, while profitability metrics like RoA and RoE also saw substantial improvements.
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What they filed
Q3 FY26: revenue up 14.9%, net profit up 56.2% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 7,112 | 7,634 | 7,386 | 7,849 | 8,172 +15% |
| Net profit | 874 | 1,051 | 1,111 | 1,226 | 1,365 +56% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
