IOB I O B Q4 FY26 results (Jan–Mar 2026) and concall
Indian Overseas Bank reported strong Q4 FY26 results, with net profit surging 56.16% to Rs 5,208 crores and total business growing 20.76%. Asset quality saw significant improvement, with GNPA falling to 1.42% and NNPA to 0.21%. The bank maintained robust capital adequacy with CRAR at 19.78% and improved profitability metrics like RoA and RoE. Management expressed confidence in sustaining double-digit growth, driven by a continued focus on RAM segments and digital initiatives, despite a cautious outlook on treasury performance due to geopolitical uncertainties.
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What they filed
Q4 FY26: revenue up 11.2%, net profit up 43.2% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 7,112 | 7,634 | 7,386 | 7,849 | 8,172 +15% | 8,489 +11% |
| Net profit | 874 | 1,051 | 1,111 | 1,226 | 1,365 +56% | 1,505 +43% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
