BAJAJHFL Bajaj Housing Finance Q3 FY26 results (Oct–Dec 2025) and concall
Bajaj Housing Finance reported strong Q3 FY26 results with robust AUM and PAT growth, coupled with healthy asset quality and improved operating efficiency. However, the company faced a sharp decline in Tier-1 capital due to a conservative interpretation of new RBI guidelines and experienced sequential moderation in gross spreads. Management is focused on scaling its new Sambhav Loans SBU and navigating the competitive landscape.
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What they filed
Q3 FY26: revenue up 17.8%, net profit up 21.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 2,449 | 2,504 | 2,616 | 2,748 | 2,884 +18% |
| Net profit | 548 | 587 | 583 | 643 | 665 +21% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
