Bajaj Housing Finance Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 29 Jul 2026

Company page: Bajaj Housing Finance share price, financials & guidance record

Bajaj Housing Finance Limited reported a strong Q1 FY27, marked by robust AUM and disbursement growth, and a 23% YoY increase in PAT. The company maintained resilient asset quality and improved operating efficiency. However, NIM experienced a sequential decline and is expected to moderate further in FY27 due to yield compression, driven by portfolio attrition and competitive acquisition pricing.

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What they filed

Q1 FY27: revenue up 17.1%, net profit up 22.6% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	2,449	2,504	2,616	2,748	2,884 +18%	2,903 +16%	3,063 +17%
Expenses	210	222	244	246	261	262	233
Other income	0	0	3	0	-13	0	0
Interest	1,516	1,551	1,606	1,658	1,734	1,762	1,888
Depreciation	10	11	11	12	12	13	13
Profit before tax	713	720	757	833	865 +21%	866 +20%	929 +23%
Tax rate	23%	18%	23%	23%	23%	23%	23%
Net profit	548	587	583	643	665 +21%	669 +14%	715 +23%
EPS	0.66	0.70	0.70	0.77	0.80	0.80	0.86

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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