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BABAJAJHFL

Bajaj Housing Finance Q1 FY26 results (Apr–Jun 2025) and concall

Financial Services · Concall AI · Call held 23 Jul 2025

Bajaj Housing Finance Limited reported a strong Q1 FY26 with AUM growth of 24% and PAT growth of 21%, maintaining healthy asset quality. However, the company revised its FY26 AUM growth guidance downwards to 21-23% and anticipates NIM moderation of 15-20 bps due to intense competitive pricing, higher attrition, and a moderated real estate market. Management expects growth to normalize by Q3 FY26 as competitive pressures stabilize.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26
Revenue2,449 2,504 2,616
Net profit548 587 583
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.