BAJAJHFL Bajaj Housing Finance Q4 FY25 results (Jan–Mar 2025) and concall
Bajaj Housing Finance reported a strong Q4 FY25, with AUM growing 26% to ₹1,14,684 crores and PAT increasing 54% to ₹587 crores. Asset quality remained healthy with NNPA improving to 0.11%, and OPEX efficiency significantly improved. While gross spread saw a marginal sequential decline, the company is strategically investing in new business segments and expects to mitigate NIM compression through asset mix changes.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 2,449 | 2,504 |
| Net profit | 548 | 587 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
