CENTRALBK Central Bank of India Q4 FY26 results (Jan–Mar 2026) and concall
Central Bank reported robust business growth and significant asset quality improvements for FY26, with total business up 15.60% and Gross NPA falling to 2.67%. Full-year net profit rose 15.43% to INR4369 crores. However, Q4 profitability was impacted by a one-time deferred tax asset adjustment of INR632 crores and lower treasury income, leading to a decline in Q4 net profit and ROA. The bank maintains a strong capital base and is prepared for the ECL transition.
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What they filed
Q4 FY26: revenue up 12.1%, net profit down 32.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 +6% | 9,698 +12% |
| Net profit | 966 | 1,106 | 1,284 | 1,234 | 1,265 +31% | 748 −32% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
