CENTRALBK Central Bank of India Q3 FY26 results (Oct–Dec 2025) and concall
Central Bank of India delivered a strong Q3 FY26 with record net profit and robust business growth, driven by significant advances in both RAM and corporate segments. Asset quality improved notably with reduced NPAs and a high PCR. While some key metrics like NIM and Cost-to-Income missed guidance, the bank has initiated strategic measures, including targeted campaigns and digital adoption, to address these areas and maintain its positive trajectory.
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What they filed
Q3 FY26: revenue up 6.2%, net profit up 31.0% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 +6% |
| Net profit | 966 | 1,106 | 1,284 | 1,234 | 1,265 +31% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
