CENTRALBK Central Bank of India Q2 FY26 results (Jul–Sep 2025) and concall
Central Bank of India delivered a strong bottom-line performance in Q2 FY26, characterized by a significant cleanup of the balance sheet and RoA crossing 1%. However, the bank faces headwinds in core profitability, with NIMs compressing and operating expenses rising, leading to a high Cost-to-Income ratio. Management is pivoting towards a 65:35 RAM-to-Corporate mix and aggressive recovery targets to sustain momentum.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 8,542 | 8,653 | 8,623 | 8,777 |
| Net profit | 966 | 1,106 | 1,284 | 1,234 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
