Central Bank of India Q2 FY25 results (Jul–Sep 2024) and concall

Central Bank of India delivered a strong Q2 FY25 performance characterized by significant profit growth and continued asset quality improvement. The bank is executing a strategic pivot away from low-yield corporate lending toward higher-margin RAM segments to protect NIMs. Management expressed high confidence in reaching a 70% CD ratio by year-end while maintaining a industry-leading CASA franchise.