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CECENTRALBK

Central Bank of India Q1 FY26 results (Apr–Jun 2025) and concall

Financial Services · Concall AI · Call held 21 Jul 2025

Central Bank of India delivered a landmark performance in Q1 FY26, crossing the 1% RoA threshold and achieving record net profits. The bank demonstrated exceptional asset quality with NNPA falling below 0.5% and slippages contained at 0.35%. While corporate credit growth was intentionally moderated due to pricing discipline, the bank is pivoting towards high-yield RAM segments and digital co-lending to drive a guided 14-16% credit growth for the full year.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26
Revenue8,542 8,653 8,623
Net profit966 1,106 1,284
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.