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UCO Bank share price & results

UCO Bank· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Kolkata-headquartered public sector bank offering retail, agriculture, MSME, corporate and treasury banking across India and overseas.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue7,286 ₹ crore+11.5% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit786 ₹ crore+26.8% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equityUnavailable+2.2 ptsFY Mar 2025 vs FY Mar 2024Trailing twelve monthsTTM · period unavailableNot in the analysed materials. No older figure is substituted.
Free cash flow marginUnavailable—Fiscal yearFY · period unavailableNot in the analysed materials. No older figure is substituted.
Revenue growth (YoY)Unavailable−9.1 ptsFY Mar 2025 vs FY Mar 2024Trailing twelve monthsTTM · period unavailableNot in the analysed materials. No older figure is substituted.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

12 of 13 judged targets kept · 15 open · verdicts reflect calls analysed to Q2 FY27.

UCO Bank management guidance track record on Inve: 28 targets tracked across analysed earnings calls (12 achieved, 1 missed, 15 open).

TargetOriginal wordingSaidLatest callVerdict
CD Ratio75% by March 2025
Call transcript, Q2 FY25 · 21 Oct 2024		Q2 FY25Q2 FY27:Target period has passed. Promise remains achieved.
Call transcript, Q2 FY27 · 15 Oct 2026		Achieved
Capital Raise (QIP)QIP of ₹2,700 crore
Call transcript, Q3 FY25 · 21 Jan 2025		Q3 FY25Q2 FY27:The topic of a QIP was not mentioned in the Q2 FY27 earnings call or presentation, continuing the ghosting from the previous quarter.
Call transcript, Q2 FY27 · 15 Oct 2026		Delayed
Deposit Growth FY2710-12%
Call transcript, Q4 FY26 · 27 Apr 2026		Q4 FY26Q2 FY27:Actual YoY deposit growth is 14.36%, exceeding the 10-12% guidance range and showing strong momentum towards the full-year target.
Call transcript, Q2 FY27 · 15 Oct 2026		On Track

Source: Inve Guidance Tracker for UCO Bank · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

1 of UCO Bank's 28 targets was missed. See which ones, and which are quietly gone. The 3 above are the free sample; 25 more targets are in the full ledger.

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Price

₹22.36 +1.68% · +₹0.37

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −29.4% 1Y

₹25.0₹30.0Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 24 Oct 2025Q3 FY26 — 20 Jan 2026Q4 FY26 — 27 Apr 2026Q1 FY27 — 23 Jul 2026Q2 FY27 — 15 Oct 2026

1Y: ₹31.66 on 24 Oct 2025 → ₹22.36. High ₹33.58 (3 Nov 2025), low ₹21.63 (23 Oct 2026).

Previous close
₹21.99
Market cap
₹28.1k Cr
52-week range
₹21.63 – ₹33.58
One year
−30.82%

Overview

Symbol
NSE:UCOBANK
Exchange
NSE
Currency
INR

What UCO Bank does

Based on the company's own presentations, annual report and earnings calls.

UCO Bank is a public sector bank headquartered in Kolkata that provides retail, agriculture, MSME and corporate credit alongside treasury operations, earning mainly through interest income on advances and investments plus fee-based income from third-party products, commissions and digital transactions. It reaches customers through a nationwide network of domestic branches organised under zonal offices, supplemented by overseas branches and a representative office abroad. The bank also runs a large financial-inclusion and last-mile outreach programme built on business correspondents, rural training institutes and financial-literacy centres to serve rural and semi-urban customers.

Segments

  • Retail Banking
  • Agriculture
  • MSME
  • Corporate Banking
  • Treasury
Domestic branches
3,412
Zonal offices
49
Overseas presence
2 overseas branches + 1 representative office (Iran)
Business correspondent (Bank Mitra) network
11,136
Mobile banking users
153 lakh registered, 70 lakh active
Rural Self Employment Training Institutes (RSETI)
28, across 7 states
Headquarters Kolkata, IndiaEmployees 20,984 (31 March 2026)

How the price took the results

close before → close after

Q2 FY27
−1.7%
15 Oct
Q1 FY27
−2.1%
23 Jul
Q4 FY26
+0.3%
27 Apr
Q3 FY26
−2.8%
20 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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